Mobile Wallet

No matter how you choose to shop, your digital wallet makes it even easier to pay with your cards.

Reduce fraud

Your actual card number is not stored in your digital wallet and never used when you make a purchase
A separate token account number is assigned when you load your credentials to the wallet
Transaction information is encrypted for secure shopping
Payment codes are unique to every transaction, so they can’t be reused by a fraudster for another purchase
Your digital wallet is protected by your mobile device’s security settings, so only you can unlock it with your biometrics and passcodes

Save time

Most purchases take just seconds to complete
Just hold your mobile device over the payment terminal at the store — checkout is a breeze
Pay in an instant when you shop online — simply choose your UBank card from your digital wallet
You can also make quick in-app purchases with your digital wallet
Your digital wallet pulls in your credentials automatically — so you don’t have to look for your card or type in your information

Make contactless payments