Checking & Savings

To determine your deposit insurance
Navigate to here & find out! https://www.fdic.gov/edie/

 

UChuze Checking

The Everything Account!

  • Unlimited Check Writing
  • Unlimited Visa Debit Card Transactions*
  • NetTeller Online Banking
  • UBank Mobile
  • UTalk Phone Banking
  • UPay Online Bill Pay
  • UDeposit RDA
  • $100.00 Minimum Deposit to Open
  • $9.00 Monthly Fee
  • - You May Chuze to earn $3.00 Credits toward the $9.00 Monthly fee for each of the following criteria met during the statement cycle, with max credit of $9.00 - (Age 62 or Older, Direct Deposit, E-Statement OR 15 or more Debit card Transactions posted and settled).
  • - You may also Chuze to avoid the $9.00 monthly fee by maintaining $5,000.00 in any combination of deposit and loan balances and receive our Relationship Reward.
PERSONAL CHECKING APPLICATION

UMax Checking

Everything With Interest On Top!

  • Pays UMax Premium Interest Rate
  • Unlimited Check Writing
  • Unlimited Visa Debit Card Transactions*
  • NetTeller Online Banking
  • UBank Mobile
  • UTalk Phone Banking
  • UPay Online Bill Pay
  • UDeposit RDA
  • $100.00 Minimum Deposit to Open
  • $10.00 Monthly Fee
  • - You may avoid the monthly fee as follows - (E-Statement - Maintain $2,500.00 Average Balance in the Account) or (Paper Statement - Maintain $5,000.00 Average Balance in the Account).
PERSONAL CHECKING APPLICATION

UFirst Money Market

We Put U 1st!

  • Pays Market Interest Rates
  • NetTeller Online Banking
  • UBank Mobile
  • UDeposit RDA
  • UTalk Phone Banking
  • $2,500.00 Minimum Deposit to Open
  • $3.00 monthly fee if minimum balance falls below $2,500.00 during month
PERSONAL SAVINGS APPLICATION

USave Savings

It’s All About Saving!

  • Pays Market Interest Rate
  • NetTeller Online Banking
  • UBank Mobile
  • UDeposit RDA
  • UTalk Phone Banking
  • $10.00 Minimum Deposit to Open
  • $3.00 monthly fee if minimum balance falls below $100.00 during month
  • Maintenance Charge - USave Dormant Account Fee - $2.00 per year if balance falls below $10.00
PERSONAL SAVINGS APPLICATION

Christmas Club Savings

Start saving this Christmas to make next Christmas a special one. Save at your own pace, or set up auto-transfers from checking.

PERSONAL SAVINGS APPLICATION

Vacation Club Savings

Start saving now to make your next vacation a memorable one. Save at your own pace, or set up auto-transfers from checking.

PERSONAL SAVINGS APPLICATION

Important Information***

* UBank does not charge a transaction fee for debit card use. Overdraft fees may apply. A fee may apply when using ATM’s not operated by UBank. If your card is lost or broken, there will be a $10.00 charge if you get your replacement debit card printed in house or a $5.00 charge to replace if you order your card by mail.. Please note, if you choose to have your card mailed to you, it can take 7 to 14 business days to receive. Please consult your cardholder agreement and account disclosure for additional information and account terms.